Navigating financial wellness

At United Living Services, we empower individuals with developmental disabilities to achieve financial independence and security. Discover how we can help you understand and access the resources you need.

Financial assistance topics

Understanding the various financial benefits and assistance programs available can be complex. We're here to help you navigate key areas crucial for financial stability and independence.

Benefit programs

Learn about Medicaid eligibility, DODD Waiver funding (IO, Level One, SELF), SSI, SSDI, and the differences between Medicare and Medicaid.

Financial planning

Explore ABLE Accounts, Special Needs Trusts, guardianship, financial decision-making, estate planning, and long-term financial strategies.

Assistance programs

Discover private pay options, grants, scholarships, emergency financial aid, housing assistance (HUD, Section 8), utility, and transportation funding.

Empowering financial independence

We provide comprehensive support to help individuals with developmental disabilities achieve their financial goals and lead more independent lives.

Building financial skills

We teach essential financial skills, including creating and following a budget, saving for personal goals, using checking and savings accounts, understanding debit cards and online banking, and building healthy spending habits. Our goal is to empower individuals to make informed financial decisions and avoid scams.

Holistic financial support

We assist families in understanding complex benefit systems like Medicaid, SSI, SSDI, DODD waivers, ABLE Accounts, and work incentives. We also connect families with trusted professionals for Special Needs Trusts, estate planning, guardianship, and long-term financial planning. For employment, we help individuals understand how work affects benefits, manage paychecks, and set savings goals.

Need help understanding your options?

Navigating disability benefits and financial assistance can feel overwhelming, but you don’t have to do it alone. Whether you’re applying for services, exploring waivers, or planning for the future, United Living Services is here to help you understand your options and connect you with the right resources.